At City Finance Services, getting a loan feels less like paperwork and more like a conversation. 

The face-to-face style is refreshing, though it comes with a trade-off—you won’t find online applications, phone payments, or digital account access. 

Everything is done in person, which may feel limiting if you prefer handling money matters on the go.  

I like to commend how fast their process moves. Approvals often come through the same day, and repayment is organized into simple monthly installments so you’re never left guessing. 

It’s beneficial for those with little to no credit history or anyone needing quick funds during an unexpected pinch. 

Local entrepreneurs drop by as well, but it’s important to note that this isn’t the place for full-scale business loans. Instead, personal financing here often helps cover modest needs or keep family-run shops afloat. 

One last detail to keep in mind: they don’t operate on weekends, so make sure to fit your visit into their weekday schedule. 

My go-to for years!

“City Finance @ 401 12th, Dallas, TX is a great establishment – I’ve been doing business with them for some years. Everyone is courteous, kind, and professional.”

– Chris Ward, Google Review

Service beyond expectations 

“Excellent experience, professionals at all questions and inquiries..love this place! They are great at helping me!”

– Tonya Fielder, Google Review  

RTS Financial won me over after seeing how efficiently they helped a trucking company turn unpaid invoices into immediate cash. They’re a lifesaver for operations that can’t afford to wait around for long payment cycles. 

The support extends beyond factoring, as well. Think fuel card programs with discounts, credit tools to gauge customer reliability, and a mobile app that keeps invoices, payments, and fuel usage neatly organized. 

They cater to freight brokers, carriers, and oilfield service providers dealing with delayed receivables. What impressed me most was how their approach delivers working capital without pushing clients into debt. 

Since rates aren’t published, it’s best to request a personalized quote based on your business profile.  

A true partner in success!

“When working with RTS, request Team 48 as your factoring management team! Bobby, Joe, Hailey, John, and the entire team are dedicated to keeping your trucking company running smoothly. They understand what it takes to help trucking businesses succeed. As long as you do your part, they’ll go above and beyond to deliver exceptional customer service. It’s a partnership—work with them, and they’ll work tirelessly for you. I deal directly with Team 48 and have no regrets! Thank you, RTS Team 48, for your outstanding support!”

– Willie Brown, Google Review 

Exactly what customer care should be!

“Since May of 2024, Jose E.M. In sales, he has helped answer any questions regarding my contract, factoring issues, and even problems that probably aren’t his area of expertise. He has been completely professional and reliable. He is the epitome of an employee who should represent RTS in customer care and be recognized in doing so! Thank you, sir. Mestizo Trucking LLC.”

– Nina S, Google Review  

I don’t think anyone makes the credit repair journey easier than Kay’s Financial Service!

Unlike “quick fix” companies, they focus on long-term financial health, offering strategies and support to strengthen your profile and move you closer to the lifestyle you want. 

From the beginning, a specialist reviews your reports, explains each dispute, and sends formal letters to bureaus and creditors on your behalf. You can track progress through a streamlined portal that keeps everything transparent and organized. 

Kay’s also prioritizes credit growth, helping you build healthier habits with flexible programs—whether you’re starting or running a business that needs customized solutions. 

Onboarding takes only 15 minutes, after which you’ll have 24/7 portal access for updates and direct communication. The best part? It’s remote-friendly, so the whole process can be handled from home! 

Still, those who prefer in-person meetings might find the lack of face-to-face options a drawback. 

Couldn’t have chosen better!

“I just finished the Exclusive 2-Day VIP Masterclass with Kay. When I tell you this young lady is AMAZING and so knowledgeable about teaching you everything about setting up your business and business credit, the credit cards, the gas cards, oh so much more. I’m thankful I took these 2 days to really educate myself and make sure my business is structured correctly. Thank You, Kay ❤️”

– Tammy Littlejohn, Google Review  

Exactly the guidance I needed!

“I attended Kay’s business masterclass. She is very informative and doesn’t mind answering questions that you may have. She gave tools to lead to having a successful business if you put in the footwork and stay consistent. I’m excited for what the future holds for my business journey.”

– Keyanna Taylor, Google Review 

Since 2010, Rocket Financial Services has been flipping the script on credit repair with what they call “credit engineering.” 

Instead of just removing negative marks, they’ve helped over 10,000 clients build a strong, lendable profile—so banks and lenders are far more likely to say yes. 

Their services cover a lot of ground: targeted disputes, legal reviews to catch violations, and guidance on which cards you’ll get approved for through their “Never Denied Again” system.

They even have a Realtor-Ready Homebuyer Program, which I found very helpful for anyone preparing for a mortgage. 

Entrepreneurs can also secure $25K to $500K in business funding, while travel enthusiasts get tips on turning credit card points into free flights and perks. 

Support is another big draw—clients get a dedicated account manager and mobile app access to stay on track. 

One catch: pricing isn’t clearly outlined on the website, which makes it challenging to budget or compare options without booking a consultation. 

Wish I’d found them sooner!

“Their financial educational focus is incredible!! I wish I had known 10 years ago what I know now. My financial house would be in much better shape, but I still have time to get where I want to be!”

– Lesli Welch, Google Review 

Made finance feel simple!

“I worked with this company. The advisor I worked with was very knowledgeable. She has a true passion for what she does. Helping people financially isn’t just a job for her; it’s her calling. I would recommend this team to anyone needing financial services.”

– Amber Rodgers, Google Review 

Beacon Pointe makes life easier for affluent families and individuals by managing everything from investment strategy to financial planning in one place. 

They collaborate with both private clients and institutions, offering retirement, estate, tax, and philanthropic planning, alongside discretionary or non-discretionary portfolio management. 

I want to highlight, too, how strong their commitment is to women investors, especially those navigating big life changes. That part really resonated with me, and I think anyone in that situation would find their approach especially thoughtful. 

For ultra-wealthy households, they provide tailored Family Office services, while those who prefer a lighter touch can use a robo-advisory option through Schwab Intelligent Portfolios. 

Plus, being employee-owned means their advisors are truly invested in long-term relationships, with private equity backing that drives growth and innovation. 

The minimum investment typically starts at $1 million, though it’s best to ask if they make exceptions for investors with limited funds. 

Exactly the advisors I needed!

“The Beacon Pointe Advisors team that I have been working with for several years is FANTASTIC!  Their deep knowledge of the volatility of the market has given me comfort knowing they are making careful short, medium, and long-term investment choices that will benefit me greatly.  The quarterly reports/calls have been extremely helpful, easy to read, and concise.  I appreciate their consistent communication and thorough attention to my portfolio.  Thank you, Wayne, Rawles, and Jared!”

– Flora Crosswell, Google Review

Couldn’t be in better hands 

“This team is intelligent, efficient, and genuinely personable. Whether you need straightforward advice or complex investment strategies, I highly recommend their services. Jared, Wayne, and Rawles are trusted advisors who make themselves readily available to their clients. Their professionalism, attention to detail, and client-first approach truly set them apart.”

– Nancy Green, Google Review